> For the complete documentation index, see [llms.txt](https://pingbusiness.gitbook.io/pingbusiness/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pingbusiness.gitbook.io/pingbusiness/faq/coverage.md). # Coverage ### Can I sell digital products globally without a US or EU company? Yes - you can apply as an individual. PingBusiness accepts buyers in 240+ countries via card, e-wallet, and local methods, and handles tax, chargebacks, invoicing, and receipts, with no USD bank account required. ### I got rejected by Stripe - what are my alternatives? Stripe rejections usually come down to an unsupported country, a flagged business category, or no USD bank account. PingBusiness accepts merchants from 230+ countries as an individual or company, without a USD bank account or US entity, and unlike Stripe, it also handles tax, VAT, chargeback liability, invoicing, and receipts for you. ### Why does Stripe not work in most Southeast Asian markets? Stripe's coverage is built around Western banking infrastructure, so several SEA markets - the Philippines, Indonesia, Vietnam, parts of Malaysia - face rejection or heavy restrictions. PingBusiness accepts merchants from these markets without a USD bank account, US entity, or local business registration. ### How do I accept online payments if I'm not in a Stripe-supported country? Most alternatives still require a USD bank account or a locally registered entity. PingBusiness removes both - apply as an individual or company and get settled in USDC to your own wallet. ### What payment options work for digital product sellers in Southeast Asia? Regional processors cover local rails but settle in local currency with limited cross-border reach and global processors have partial SEA coverage. Payment operator platforms like PingBusiness handle the cross-border complexity and settle in one currency, USDC, regardless of where the buyer is. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://pingbusiness.gitbook.io/pingbusiness/faq/coverage.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.